Why powers of attorney and equity loans are a troubled mix in Texas

Equity lending is overseen by the texas finance commission, which decided a borrower could close on a loan through the mail or through an agent acting under a Durable Power of Attorney (POA). Those procedures were challenged in court, and eventually the Texas Supreme court ruled – in Finance.

Equity lending is overseen by the Texas Finance Commission, which decided a borrower could close on a loan through the mail or through an agent acting under a Durable Power of Attorney (POA). Those procedures were challenged in court, and eventually the Texas Supreme court ruled – in Finance Commission v.

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6 years ago my mother gave me financial and medical power of attorney. 2 weeks ago I had to place her in an assisted living facility. Her pension pays over 80% of her monthly bill, however, I need to cover the rest, home up keep, taxes, repairs needed and balance on her monthly rent.

Why powers of attorney and equity loans are a troubled mix in Texas.. Why powers of attorney and equity loans are a troubled mix in Texas.. The Power of Attorney cannot, under the bank’s.

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The Texas general power of attorney form grants broad powers to an individual selected to handle business affairs, representation, and all real personal and property actions on another’s behalf. The form grants the exact same powers to the agent as the Durable form except that this document does not remain in effect if the principal should become incapacitated and unable to think for themselves.

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Powers of attorney can convey as limited or as broad a power as the person granting them desires. A person who grants power of attorney, called the principal, can grant the person or organization receiving the power, known as the attorney-in-fact or the agent, any powers he so chooses, including the right to enter into loan agreements.

A special power of attorney gives the agent the right to do a certain thing within a certain period of time. For example, sign the papers needed to transfer property. This limits the right of the person you selected to act for you. A general power of attorney gives the agent the right to do many things.